This is an archived post. You won't be able to vote or comment. Someone stole my credit card and bought and iPad, but had it shipped to my house. What's your best stupid criminal story? AskReddit)submitted by I'm guessing they accidently went with the default "ship to billing address" option. The kicker is they actually called me (pretending to be a Best Buy employee), said they had shipped a package in error and I should leave it outside for UPS to pickup. Luckily, I noticed the charge on my credit card and was able to return the iPad for a full refund. I gave the phone number to the cops. EDIT: Holy crap front page, damn it typo! π Rendered by PID 10169 on app-531 at 2016-09-11 22:06:24.810542+00:00 running d7f280f country code: US. Remembering 9/11, in 53 photos Those chirps and chimes in your car have science behind them By the numbers: 9/11's economic impact, 15 years later Today’s top pics: Rescue in the Alps and more Your daily 6: A twin towers Coke display, 22 tons of pennies and a cold night in the Alps

Today's Birthdays, Sept. 9: Adam Sandler Today In History, Sept. 9: Sandy KoufaxMixed C1-5 750m Team Sprint Qualifying | Women's 100m Freestyle S8 Heat | Men's 100m Freestyle S8 Heat | Saturday Sept. 10 | Written how much you paidYou would ultimately pay $167 extra$1067 totalYou pay up to $167 in interest if you don't have the patience and maturity to wait on buying the laptop.needbuy one that you can AFFORD. Best of all, I only paid Best Buy $360, and paid the credit card company nothing.  Updated No, not at all! I suppose if you want to purchase a Laptop with a Credit Card that means you want to purchase it with the EMI option. It is not a bad idea.But let me tell you, the rate of interest of credit card is pretty high. So, it may cost you much or burn your pocket slowly. So, I would recommend you to purchase a costly and good specifications Laptop with the help of EMI but through durable financing or EMI card. Almost all banks and NBFCs will provide you these facilities.So, you can easily apply for these.

Durable loan is a short term loan where you will be charged a little interest and EMI card is a smarter way to get EMI. You just have to keep that card with you and you will be granted the pre-approved loan instantly. Certainly, EMI card will help you to buy Laptop on emi without credit card with no interest rate. NBFC like Bajaj Finserv provides hot deals on Laptops with EMI card. You can go to their website and can check the details. Also, buy Laptop with proper specifications and design.Written You’re stepping into dangerous territory. Many college students end up with serious debt as they haven’t learned how to manage their finances yet. It seems like money management should be easy, they’ve been doing arithmetic since second grade, but nevertheless they get mired.Most start from the point you’re at. They’re spending future money now. It’s very tempting because it’s not frivolous, not completely anyway, and they have an income.Our psychology makes us unrealistically optimistic about how much money we’ll get, and how far it’ll go.

Then the first bill comes with the $1200 balance and a minimum payment of $35. It’s way too easy to just pay the minimum, especially when you only cleared $600 that month, and you’ve already spent $340 of it on… on… what did I spend it on…? Anyway, you’ll get the balance next month. Only you never do. Empty Toilet Paper Roll DimensionsIn addition, you added more to the balance, you needed some clothes and you went out a couple of times, but your minimum payment is still only $48. Metallic Purple CurtainsSeems like it’s not such a bad thing to run up a bit of a balance after all. Match Laminate Flooring With CabinetsBut soon the balance is way out of reach, and the minimum is about all you can reasonably handle, and you’re stuck.

See Taylor Hall’s answer for details on how much this will cost you.This happens to lots of people with their first credit card, but college students seem particularly susceptible. I strongly advise that you do not do this. Limp along with the computers available in the library, etc, and buy the laptop when you have saved the cash. The process of saving the cash will give you a realistic picture of how far your income goes. Separating the Good Doct... Husband Receives the Sup... Dorie Miller, an African... How to Save $3,000 a Mon... Statistics Show The 15 Most Popular Things Purchased With Stolen Credit Cards Your credit card purchase protection plan: Will it cover your loss? You drop your new iPod in the bathtub. A pen explodes all over the shirt you just bought. Or a thief swipes your designer sunglasses right out of your shopping bag. Maybe not, if you bought the item with a credit card that has purchase protection. Purchase protection is a type of insurance that is offered

as a benefit on some credit cards, according to Nessa Feddis, vice president and senior counsel for the American Bankers Association. gives people peace of mind, especially for an important purchase." The pros of purchase Consumers who use any credit card to buy an item that turns out to be defective can complain to their credit card company and possibly get their money back, with some restrictions, thanks to consumer protections under federal law, says Linda Sherry, director of national priorities for ConsumerShe says, "That is basically disputing a charge." But what if a perfectly good purchase gets ruined or goes missing due to clumsiness, theft or just plain bad luck? purchase protection comes in for consumers who bought the item with a card that has the benefit, Feddis says. Purchase protection is not to be confused with paid-for add-ons, such as credit protection plans, which have proved lucrative to banks, but have been of little use to consumers seeking payment relief when, say, unemployment hits.

Purchase protection is one of the benefits that is more often found on a higher-end card such as an American Express card, a Visa Signature card or a World Elite MasterCard, Sherry says. really rich benefits," Sherry says, noting that some consumers don't know about or forget to take advantage of it. See chart below to compare credit card purchase protection programs. It took a few minutes for personal finance blogger Crystal Stemberger of Budgeting in the Fun Stuff to remember that she had purchase protection on her Discover card after a thief grabbed her new smartphone from her purse while she was donating blood. as she realized her loss might be covered, she called the company and filed a"It ended up working out pretty well. It literally saved me $350," she Purchase protection can be used in a variety of situations, but what is covered varies by card and by the individual situation. losses that might be covered by American Express, depending on the case,

include a bike getting stolen, a dog chewing up a new pair of shoes or a camera falling into a swimming pool, says Desiree Fish, vice president of public affairs and communications for American Express. However, she says if that camera fell into a lake or ocean and the cardholder couldn't fish it back out, it might not be covered. Fish says she used the benefit herself when one of her newly purchased white gold-and-sapphire earrings fell out of her ear while she was on her way to a restaurant. "I had to send the other earring to American Express, to make sure there is no fraud I'm sure, and they credited my account so I could go buy a new pair," she says. Getting coverage through purchase protection typically involves calling the card issuer, filling out a claim form and submitting it with documentation of the loss, experts say. "The paperwork required is like every other insurance plan -- there are hoops to jump through and papers to fax, Stemberger says.

overall, it was totally worth it, especially since it's a free additional The catch: Case-by-case coverage The bad news is that it's up to the credit card company to decide whether your purchase protection claim gets approved. case-by-case basis," Fish says. The company reviews all the circumstances and looks at the big picture, she says: "Just because it's covered in one case does not mean it will necessarily be covered in another case." The details of coverage vary by card issuer but, according to descriptions of benefits from several issuers, many exclude a long list of specific types of items that range from animals to cars and boats to food and other consumable items to all kinds of tickets. So, if your new puppy gets sick, your Belgian chocolate melts or your front-row Cirque du Soleil tickets are snatched from your back pocket, you might be out of luck. In addition to exclusions based on the type of item, many card issuers say in their descriptions of benefits that they won't cover items

that are lost in certain ways. For example, many credit card companies exclude things stolen from cars, left out in public out of arm's reach, stolen from a gym or school due to carelessness or taken out of luggage that was not with its Also, many issuers say they won't cover stuff lost in a plethora of catastrophes, including: war, rebellion, insurrection, terrorist acts, flood, earthquakes or via radioactive contamination. Oh, and normal wear So, it's important to check the coverage and exclusions for your card before you need to use purchase protection, experts say. to know what a card covers," Sherry says. Prepare -- before you need protection If you have a card that offers purchase protection, here are some tips on how to make the most of the benefit: If you don't have purchase protection now, it might be worth considering the next time you're shopping for a new credit card, according to Sherry: "Even if you don't think you'll use it, it's good to have."